Frequently Asked Questions

What is the difference between a manufactured (mobile) home and a modular home?

Manufactured (mobile) homes are constructed in accordance with standards promulgated by the U.S. Department of Housing and Urban Development, or HUD. After passing HUD inspections at the factory they must be transported as a vehicle, and each section of the home must be titled as such by the Florida Division of Highway Safety and Motor Vehicles.

Modular homes are constructed to the standards set forth in the Florida Building Code. They meet and often times exceed the same standards as site-built homes. Unlike manufactured homes, modular homes are lifted off their transports by crane and placed onto permanent stemwall foundations. They are considered ’real property’ and are deeded just like site-built homes. Since modular homes comply with the same codes as conventional dwellings, they may be installed in a subdivision of conventional, site-built homes. The same mortgage rules and regulations apply to modular homes as do conventional site-built homes. If you plan on putting a modular home in a subdivision with a homeowner's association (HOA), check with them first to see what stipulations they may have. HOAs can require your home to look like other homes in the neighborhood (i.e. - stucco, etc.) and appear similar in appearance architecturally. Since modulars can be custom-built and finished just like any home, it's usually not a problem to build a home that will comply.

Can I put a manufactured (mobile) home on my lot? Local governments determine where manufactured homes can be installed.

Be sure to check with your county and/or city building department to make sure you can place a manufactured home on your lot before you make a lot and/or new home purchase! They can tell you what the property is zoned for. Many counties require a certain number of acres for lot size, or the home must be placed in a manufactured home park/community.

Do I have to pay sales tax on a new manufactured (mobile) home?

Yes. New manufactured homes are subject to sales tax in the State of Florida.